Even though we know the value of things, we human beings love to bargain, just for the sake of the feel good factor. If we get a discount wonderful, if not, at least we tried.

The best ways to reduce travel insurance premiums are:

• Comparing quotes which gives you a better view of what’s available in the market and at what price. You also gain valuable information while doing so and the number of points they cover.
• Buying only what you need: If you are travelling with just one carryon which will be with you all the time, it is not required to buy baggage coverage. It is wise to analyse your trip before buying the insurance.
• Using a travel insurance broker: Your broker will be able to look at your trip and help you determine the coverage best suited to you at the best price with no extra cost to you.
• Insurance Newsletter: Signing up for your insurer’s newsletter is a very good idea. Often insurers offer discounts or provide coupons to those on their email lists. In addition to these monetary bonuses, you will also gain access to travel insurance tips and tricks.
• Flexible Policy: Choosing a flexible policy is often a good choice when you can modify the extent of coverage to suit your travel plans.
• Assessing the risks: If your destination is considered to be largely safe by most visitors, you may not require high health care cover.
• Hasty purchases: While booking flights online, you are often directed towards international travel insurance Although the process is quick, buying in haste and not going through all that is covered may turn out to be quite expensive. Keeping all these tips in mind Bharti AXA has made easy options for customization and you get the best value for your money while maximising your protection while overseas.
• If you happen to be travelling abroad more than twice a year, an annual travel Insurance plan is always a good decision and highly recommended by Bharti AXA. This saves a lot of money and time.
• Multi trip insurance policy: Consider selecting a multi trip policy if you travel abroad often. It turns out to be a lot cheaper than a separate policy for each time you travel.
• If you are travelling in a family or in a group always choose to combine the cover under one policy saving a great deal.
• Existing insurance: Check if you are already carrying travel insurance. Many credit card bonuses and credits cover travel insurances. Make sure you are not paying double for something you already have.

When you have carefully combed through your policy and you are sure it fits to your requirement, go ahead and invest. This will not only save you money but will also bring you peace of mind and security. Have an amazing trip to your destination.